Ouncery Prototype

Monthly bills

See what a deposit and monthly fees cost over 12 months

The deposit and the months after

The first month can hide a deposit that does not repeat.

  • Calculated from what you enter
  • About 2 minutes
  • Easy

The short version

  • For someone asked for a deposit plus a monthly fee.
  • It adds the deposit to twelve months of that fee.
  • It does not know whether the deposit comes back.

The moment

A service asks for money once, then a fee every month. The monthly price is real, and it is not the whole first year.

After this, you can see a first-year total from a deposit and a monthly fee you type.

Your guess first

These fees are made up. What do you think $50 once, plus $20 a month, comes to after 12 months?

Made-up

$50 + $20

once, then each month

Why the number hides

A monthly price is easy to repeat in your head. A deposit sits outside that rhythm. Putting them on one line is just addition. It is not a verdict on the service.

Now run your own numbers

See what a deposit and monthly fees cost over 12 months

The answer there is free. Not on sale yet: one optional pass for the whole site, pay what you can, for a dispute letter, a heating-aid checklist, and cancellation scripts.

Do this next

  1. Write the one-time deposit. Use zero if there is none.
  2. Write the monthly fee.
  3. Enter both.
  4. Read the 12-month total.
  5. Ask the company later if the deposit comes back.

Who this will not work for

  • Move-in cash for an apartment, which has its own page on this site.
  • Choosing a monthly price versus a yearly price for the same plan.
  • A guess about a refund of the deposit.

A pitfall

Some deposits are returned and some are not. This page counts the deposit in the first year and does not invent a refund.

How this was calculated

First-year total = deposit plus monthly fee times 12. The monthly fee alone over 12 months is shown beside it.

This is arithmetic on the numbers you type. It doesn't check a company's fees.

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